Individual Retirement Account (IRA)

Individual Retirement Account (IRA)

The best time to save for retirement is while you're still earning income. We offer different retirement plans for different needs and IRAs offer tax advantages.*

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What's on your bucket list? Whether it's jet-setting or settling down, you'll need the funds to fuel it.

IRAs offer tax advantages* while you save, to build your nest egg quickly. We offer different IRAs to meet different needs. Talk to a State Bank representative about which account is right for you.

  • Tax-advantaged* retirement savings
  • Competitive interest above standard savings rates
  • See a State Bank representative for details
  • No setup or maintenance fees
  • Annual contribution limits
  • Additional $1,000 "catch-up" contribution allowed for ages 50+
  • Available in Traditional and Roth
  • Penalty for early withdrawals may apply. Fees may reduce earnings.
  • Federally insured to $250,000 by FDIC
  • $250 minimum deposit to open (12, 18, 24, 36, 48, and 60 month)

*Consult your tax advisor.

Visit the official IRS website for more information.

IRA Specials

Don't miss this special rate, available for a limited time only!

  • 12 Month IRA Special: 1.65% APY
  • 48 Month IRA Special: 1.85% APY

A $5,000 minimum balance is required to open and earn APY. Rates effective as of 09/20/19. APY=Annual Percentage Yield. A penalty may be imposed for early withdrawal. Fees may reduce earnings.