Privacy & Security

Security Statement

State Bank employs the latest in Internet Security and User Authentication to ensure that data being transmitted through the Internet Banking System (IBS) is secure from unauthorized access. A brief overview of security controls are provided below.

Logical Security

State Bank's IBS system utilizes a defense-in-depth security model. This means that there are many layers of security controls in place to protect confidential information. A multi-layered router and firewall architecture effectively isolates confidential information from internet access. The IBS (Internet Banking System) network is properly segmented using VLAN's, Sub-Net, and Network Address Translation, and it utilizes the latest industry standards and protocols for secure communication.

We proactively monitor and manage detection of vulnerabilities and security events, and immediately take the proper corrective actions.

User ID's are unique to each user and strong password criterion is required. Password changes are required every 180 days and are enforced via an automatic expiration response that prevents repeated or reuse of passwords.

Data Security

As a result of the Graham-Leach-Bliley Act (GLBA), financial institutions are required to ensure data privacy. State Bank's IBS has deployed a comprehensive Public Key Infrastructure (PKI) to meet these regulatory requirements for transmitting sensitive information. The IBS's PKI is a cohesive system of effective policies, processes and encryption technologies (i.e. PGP, Entrust, VeriSign etc.) that all work together to confirm user authenticity and ensure data confidentiality and integrity.

By combining the latest technology with authenticated access, State Bank makes your Internet Banking transactions secure.

Privacy Notice

State Bank and its affiliates value you as a customer. As a financial service provider, we respect the privacy and rights of our customers and are committed to treating their nonpublic personal information responsibly. View our Privacy Notice.


Nonpublic personal information is information about you that we collect in connection with serving you. It does not include information that is available from public sources such as government records or phone books.

Affiliates means any company that controls, is controlled by, or is under common control with another company.

Nonaffiliated third party is anyone who is not one of our affiliates.

As used in this notice, the word "we" means State Bank and the word "you" means the consumer/customer.

Collection of Information

We collect nonpublic information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others
  • Information we receive from a consumer reporting agency

Disclosure of Information

We may disclose all of the information we collect, as described above to companies or other financial institutions with whom we have joint marketing agreements or as permitted by law. These third parties must agree to strict confidential provisions to assure the protection of your information. We may also disclose information we collect for our marketing purposes, to offer products and services to you. Because we already limit the sharing of your information as outlined above, no action is necessary on your part to limit such sharing.

Protection of Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

State Bank

1718 S. Dirck Dr.

Freeport, Illinois

(815) 297-0900