Rates

Rates effective as of 09/20/19. APY = Annual Percentage Yield

Checking Accounts

Account Minimum Opening Deposit Balance APY
Basic Checking Account $100 Non Interest Bearing
SB Secure Checking $100
NOW Checking $100 $0 - $9,999 0.05%
$10,000 - $24,999 0.10%
$25,000+ 0.15%
Discover Club Checking Account $100 $1,000 minimum average balance 0.15%
Health Savings Account (HSA) $100 $1 0.15%

Annual percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Savings Accounts

Account Minimum Opening Deposit Balance APY
Regular Savings $100 Not Tiered 0.10%
Youth Super Saver $10 0.10%
Christmas Club $1 0.15%
Money Market $100 $0 - $9,999 0.10%
$10,000 - $49,999 0.10%
$50,000 - $99,999 0.10%
$100,000+ 0.20%
VIP Money Market $25,000 $0 - $49,999 0.15%
$50,000 - $99,999 0.15%
$100,000+ 0.20%

Annual percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Certificates of Deposit (CDs)

Term Balance1 APY
12 Month Special $5,000 1.65%
48 Month Special $5,000 1.85%
3 Month $2,500 0.10%
6 Month $2,500 0.15%
12 Month $1,000 0.25%
18 Month $1,000 0.35%
24 Month $1,000 0.45%
36 Month $1,000 0.60%
48 Month $1,000 0.85%
60 Month $1,000 1.20%

1. Minimum balance required to open and earn APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Individual Retirement Accounts (IRAs)

Term Balance1 APY
12 Month Special $5,000 1.65%
48 Month Special $5,000 1.85%
12 Month $250 0.25%
18 Month $250 0.35%
24 Month $250 0.45%
36 Month $250 0.60%
48 Month $250 0.85%
60 Month $250 1.20%

1. Minimum balance required to open and earn APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings.