Rates

Rates effective as of 07/23/19. APY = Annual Percentage Yield


Checking Accounts

AccountMinimum Opening DepositBalanceAPY
Basic Checking Account$100Non Interest Bearing
SB Secure Checking$100
NOW Checking$100$0 - $9,9990.10%
$10,000 - $24,9990.15%
$25,000+0.20%
Discover Club Checking Account$100$1,000 minimum average balance0.20%
Health Savings Account (HSA)$100$10.20%

Annual percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Savings Accounts

AccountMinimum Opening DepositBalanceAPY
Regular Savings$100Not Tiered0.15%
Youth Super Saver$100.15%
Christmas Club$10.15%
Money Market$100$0 - $9,9990.20%
$10,000 - $49,9990.20%
$50,000 - $99,9990.20%
$100,000+0.30%
VIP Money Market$25,000$0 - $49,9990.25%
$50,000 - $99,9990.25%
$100,000+0.30%

Annual percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Certificates of Deposit (CDs)

TermBalance1APY
12 Month Special$5,0002.00%
48 Month Special$5,0002.20%
3 Month$2,5000.10%
6 Month$2,5000.15%
12 Month$1,0000.25%
18 Month$1,0000.35%
24 Month$1,0000.45%
36 Month$1,0000.60%
48 Month$1,0000.85%
60 Month$1,0001.20%

1. Minimum balance required to open and earn APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Individual Retirement Accounts (IRAs)

TermBalance1APY
12 Month Special$5,0002.00%
48 Month Special$5,0002.20%
12 Month$2500.25%
18 Month$2500.35%
24 Month$2500.45%
36 Month$2500.60%
48 Month$2500.85%
60 Month$2501.20%

1. Minimum balance required to open and earn APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings.