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Student Banking


State Bank offers many banking options for students and will help you every step of the way.

Taking the first steps into banking and personal finance can certainly be overwhelming; there is so much to learn!  Should you open a checking or a savings account?  What’s the difference between a credit and a debit card? How do you keep your account information safe online?  

State Bank is here to help you navigate all these questions and more.  We’ll teach you all about what it means to have an account and the responsibility that comes along with it.  We have the tools to get you started on the right foot!  

Read on or contact us to learn more about the student banking options offered at State Bank! 

Bank Accounts

  • Checking Accounts: A checking account is an account where you can deposit money, like a paycheck, so you can use it to pay bills, make purchases, or withdraw cash. A State Bank Representative can help you find the checking account that’s right for you! We even have options that include identity protection and credit report information as you start building credit.  Many of our accounts require no minimum balance and have no monthly fee as long as you enroll for eStatements.  

  • Savings Accounts: A savings account is a place where you can deposit money you are reserving for a special purchase or goal. Save for college, a new computer, or just start an emergency fund in case something unexpected comes up.  A State Bank Representative can help you find the savings account that best fits you.  Stop in today to learn more! 



  • Online Banking: Access your accounts from your computer with Online Banking.  Here you can sign up for eStatements, set up transfers between your accounts, pay bills, see account transactions, and more!  

  • Mobile Banking: Access your bank accounts in the palm of your hand with State Bank’s mobile banking app! Use mobile banking to check your account balances, deposit checks, pay bills, transfer money, set up transaction alerts, and more!

  • Apple Pay® & Google Pay™: Add your debit card to your mobile wallet!  State Bank debit cards are ready for use in your favorite mobile wallet. Follow your mobile wallet’s instructions to add your State Bank debit card today! 


Other Services

  • Debit Cards: A debit card allows you to make purchases using funds from your checking account.  Debit cards can also be used to withdraw money from an ATM. Because your debit card is tied directly to the money in your checking account, it is important to keep your card safe and notify the bank immediately if it has been lost or stolen.  State Bank Representatives can help you decide what spending limit is right for you and set up transaction alerts so you always know where your card is being used. 

  • Credit Cards: If you are 18 or older, State Bank can help you choose a credit card to start building your credit.  Apply solo or with a joint owner for cards with or without rewards.  State Bank Representatives will explain our card options to you so you can make the best choice for your wallet!

  • Overdraft Prevention: Avoid accidentally overdrawing your account by setting up a savings sweep! When money runs out in your checking account, we can automatically move funds from your savings account to your checking account to cover your purchase.  Ask a State Bank Representative for details!