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Cash Management

Make your Money Work for You.

State Bank’s cash management services are designed to save you and your employees time on administrative tasks, increase accuracy and save your business money. Compare our cash management solutions and give us a call today to talk business.

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Payment Solutions


ACH Credit Origination

Pay employees via direct deposit or make vendor payments easily through Online Banking.

Business Bill Pay

Set up merchants easily, choose from flexible payment scheduling options, and more.

Wire Transfers

Initiate wire transfers through State Bank.

Business Credit Card

Choose from a variety of cards to fit your needs.

Receivables Solutions


Remote Deposit Capture Services

Make check deposits without spending time and money traveling to the bank.

ACH Debit Origination

Collect payments electronically from your customers without having to deal with reminders and missed or late payments.

Merchant Services

Accept credit card payments from your customers.

Cash Management Solutions


Business Online Banking

Manage your business finances and electronic services through our online banking portal.

Business Mobile Banking

Manage your business accounts on the go with our mobile banking app.

Zero Balance Account

A zero balance account is ideal for businesses looking to maximize funds, increase profitability, and save time. The zero balance account is linked to your State Bank business checking account(s) and excess funds are automatically swept to an interest-bearing account. Funds automatically sweep back to the checking account when needed. Pricing is determined by earnings credits on balances maintained.

Sweep Services Account

A sweep services account is ideal for business owners with multiple accounts who want a cost-effective way to separate accounts for distinct units, stores or divisions.  A sweep account eliminates idle balances, simplifies bookkeeping and accounting, and allows you to track accounts separately.

Account Analysis

Offset fees and service charges with earnings credits determined by maintaining compensating balances. Have a State Bank Representative Calculate your Estimated Savings.


Receive personalized alerts on balances, account events, check clearing, and more.

Digital Wallet

Make payments with the touch of your finger by connecting your State Bank debit or credit card to your digital wallet! Purchases made through a digital wallet are easy, secure, and private. Enroll your card for use in the digital wallet of your choice, either Apple Pay or Google Pay. For more information and instructions on how to enroll, click the links below!

Apple Pay   Google Pay