Cash Management

Optimize Cash Flow with Cash Management Services

As a business owner or manager, you understand that time is money. Our goal is to help you make the most of both. With our Cash Management and Digital Deposit Remote Capture services, you can streamline financial processes, reduce manual effort, and keep your business running efficiently.

Online Banking*	Web-based Treasury Management system available 24/7 Allows multiple users with multiple security levels Allows multiple businesses under one umbrella Initiate stop payments and internal transfers View statements and check images Access Bill Pay, ACH Origination and Positive Pay
ACH Origination*	Electronically send and collect payments through the Automated Clearing House (ACH) network Initiate payroll direct deposits, send money to vendors, and pull payments from customers Offering same day and custom effective date of credits and debits
Positive Pay	A fraud detection solution to enhance cash control and minimize risk from unauthorized or altered checks Businesses upload a list of issued checks for the bank to match to cleared items Businesses review the daily exception report and notify the bank if an exception item should be paid or not
Remote Deposit Capture*	Conveniently deposit checks from your home or office 24/7 Uses a computer and desktop check scanner to create and send check images to the bank for deposit
Merchant Card Processing*	Accept electronic payments from debit or credit cards Next day deposit and detailed reporting available State Bank partners with Evolv to provide this service
Miscellaneous*	Business Debit Card Mastercard- Flexibility for each employee card to have its own daily spending limit Health Saving Account - For business employees with a high deductible health insurance package Sweep Service - Electronic fund transfer to cover a specific minimum balance in an account

* Fees may apply to services. Contact a State Bank representative for more information.

Get Started with Cash Management Today

Contact State Bank to speak with a member of our team about how Cash Management and Digital Deposit services can help you streamline operations and improve efficiency.