Your Business. Our Commitment. Shared Success.
Strong businesses build strong communities — and we’re here to help yours grow. As a local lender, we take the time to understand your goals and provide financing solutions designed around your unique needs. Decisions are made locally by people who know your business, your market, and the value you bring to our community.
Whether you’re expanding your operations, purchasing equipment, or preparing for future growth, our commercial banking team is here to help you access the right funding and expert guidance to move forward with confidence.
Capital Solutions Built Around You
Lines of Credit
Ideal for seasonal cash flow, operating expenses, or growth opportunities.Term Loans
Finance equipment, business expansion, or partner buy-ins.Real Estate Loans
For both owner-occupied and investment properties, including commercial, industrial, and multi-family.Loan Program Partnerships
Access to SBA 7(a), SBA 504, Advantage Illinois, and specialized regional programs.Advisory Services
Through strategic alliances for M&A, mezzanine financing, and long-term rate protection.
Equipment & Municipal Leasing
Expand your capabilities without tying up valuable capital. Through our partnership with Bankers’ Bank, we offer flexible equipment and municipal leasing options to help your business stay competitive and efficient.
With 100% financing, customizable terms, and no prepayment penalties, leasing provides a smart alternative to traditional loans—ideal for industries like agriculture, construction, public service, and more.
Connect with a Commercial Banker
Let’s start a conversation about how we can support your business goals. Contact State Bank today to schedule a meeting with our commercial lending team.