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Savings, CDs & IRAs

Save for Your Future Goals.

You can do whatever you set your mind to and we’ll help you get there! Whether you want to save up for a great Christmas, plan for retirement or teach your children how to save, we have a savings account for you.

Compare Savings Accounts

Account TypeFee ScheduleHow does it work?

Regular Savings

No service charge if the account maintains a $200 minimum balance

If the minimum balance is not maintained, a $3 service charge is applied quarterly

Service charge waived if one of the following criteria is met:

  • Minor: under the age of 18
  • Senior: over the age of 60

Pays interest

$100 minimum deposit to open

Apply Now

Money Market Account

No monthly service charge if the account maintains an average daily balance of $1,500 or higher

$10 monthly service charge if minimum balance is not maintained

Pays interest

$100 minimum deposit to open

Monthly statements

Apply Now

Christmas Club

No service charge

Earn interest like Regular Savings

Funds are disbursed in October

$1 minimum deposit to open and earn APY*

Apply Now

Super Saver

No monthly service charge

A prize for each deposit

Rewards for As on report cards

Super Saver Sentinel newsletter mailed to you

Birthday surprises

An invitation to our annual Super Saver Shindig

Must be under 18

Earn interest like Regular Savings

$10 minimum deposit to open

Account changes to Regular Savings Account upon 18th birthday

Apply Now

Individual Retirement Account

No setup or maintenance fees

Penalty for early withdrawals may apply

Fees may reduce earnings

Tax-advantaged** retirement savings

Competitive interest above standard savings rates

Annual contribution limits

Additional $1,000 "catch-up" contribution allowed for ages 50+

Available in Traditional, Roth and SIMPLE

Federally insured to $250,000 by FDIC

$250 minimum deposit to open (12, 18, 24, 36, 48, and 60 month)

Certificates of Deposit

Penalty for early withdrawal applies

Fees may reduce earnings

Enjoy competitive fixed rate APY*, higher than regular savings

Choose from a variety of terms that range 3 months to 5 years

$1,000 minimum deposit to open (12, 18, 36, 48, 60 month)

$2,500 minimum deposit to open (3 and 6 month)

*Annual Percentage Yield

**Consult your tax advisor

Visit our Identity Theft Security and Education Center pages to learn more about how to protect your accounts from identity theft and fraud! 

Header Photo by Brandae Hilby