Savings, CDs & IRAs

SB Savings

No monthly service charge if account maintains a $250 minimum balance.

$3.00 monthly service charge if balance falls below $250.

Monthly service charge is waived if you are under the age of 18, over the age of 60, or a non-profit organization.

A traditional savings account designed as a simple, convenient way to save money for the future.

Earns interest.

$100 minimum to open.

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SB Money Market

No monthly service charge if the account maintains a $10,000 minimum balance.

$10.00 monthly service charge if balance falls below $10,000.

A liquid savings account designed for a higher balance customer.

Pays interest.

$100 minimum to open.

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Super Saver

No monthly service charge.

An account designed for children to start
understanding the importance of saving in a fun environment.  Benefits include:

• A prize for each deposit
• Rewards for As on report cards
• Super Saver Sentinel newsletter mailed to you
• Birthday surprises
• An invitation to our annual Super Saver Shindig
• Earn interest like SB Savings

$10 minimum to open.

Must be under 18.

Account changes to SB Savings upon minor's 18^th birthday.

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Individual Retirement Account

No setup or maintenance fees.

Penalty for early withdrawals may apply.

Fees may reduce earnings.

Tax-advantaged** retirement savings.

Competitive interest above standard savings rates.

Annual contribution limits apply.

Additional $1,000 "catch-up" contribution allowed for ages 50+.

Available in Traditional, Roth, and SIMPLE.

Federally insured up to $250,000 by FDIC.

$250 minimum to open (12, 18, 24, 36, 48, and 60 month).

Certificates of Deposit

Penalty for early withdrawal applies.

Fees may reduce earnings.

Enjoy competitive, fixed rate APY*, higher than regular savings.

Choose from a variety of terms that range 3 months to 5 years.

$1,000 minimum to open (12, 18, 36, 48, 60 month).

$2,500 minimum to open (3 and 6 month).