Personal Checking

SB Checking

$5.00 monthly paper statement fee if not enrolled for eStatements.

A basic account for customers to easily manage their cash.

$100 minimum to open.

No monthly service charge if account maintains a $2,500 minimum balance.

$7.00 monthly service charge if balance falls below $2,500.

State Bank's interest bearing checking account.

$100 minimum to open.

SB Secure Checking

No monthly service charge if account maintains a $5,000 average ledger balance; a $5,000 average ledger balance is maintained in another savings, money market, or checking account with the same ownership; or eStatement enrollment.

$7.00 monthly service charge if above criteria are not met. 

IDProtect®: an identity theft protection service (some benefits require registration/activation).

Get protection for you and your family:

• Joint account holders
• Spouses
• Dependent children (up to age 25)
• Parents living in the same household as the account owner

$100 minimum to open.

Discover Club Checking

Exclusive to customers age 50 and better.

Must maintain $10,000 of combined deposits at State Bank.

Discover Club Checking includes special benefits exclusive to its members including travel opportunities and free checks. 

Earn interest.

$100 minimum to open.

Health Savings Account (HSA)

Must be covered under a high deductible healthcare (HDHP) insurance plan.

$5.00 monthly paper statement fee if not enrolled for eStatements.

Annual deposits may not exceed maximum allowed by law.*

Click here to learn more about HSA requirements and contribution limits

Use pre-tax* dollars to pay for medical-related expenses.

Earn interest.

Account is owned by you, not your employer.

No "use it or lose it" policy.

$100 minimum to open.

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