Access Your Money When You Need It.
Choose from multiple checking account options for the account that best meets your needs. Whether you’re just interested in no fuss checking or you’d like an account with next-level security, we have you covered.
Compare Personal Checking Accounts
| Account Type | Fee Schedule | Features |
|---|---|---|
Basic Checking | No monthly service charge when you maintain an average ledger balance of $2,000 or enroll in e-statements By withdrawing consent for e-statements or not maintaining the $2,000 average ledger balance, the monthly service charge will be $5 per month Excess check charge: $0.50 per check over 10 checks per statement cycle | A simple checking account ideal for those who don't write many checks $100 minimum to open |
No monthly service charge if account has a $5,000 average ledger balance or a $5,000 combined average ledger balance in a savings, money market or another checking account or sign up to receive e-statements for this account By withdrawing consent for e-statements or not maintaining the $5,000 average ledger balance, the monthly service charge will be $7 per month
| IDProtect®: an identity theft protection service (some benefits require registration/activation) Get protection for you and your family
$100 minimum to open | |
NOW Checking | No monthly service charge if account has a $1,500 average ledger balance or a $2,500 average ledger balance in a savings, money market, or another checking account $7 per month service charge if average ledger balances are not maintained Excess check charge: $0.15 per check over 25 per month if account receives a service charge | Earn tiered interest on your funds $100 minimum to open |
Exclusive to customers age 50 and better Must maintain $10,000 of combined deposits at State Bank | Earn interest Travel opportunities Free Checks $100 minimum to open | |
Health Savings Accounts (HSA) | Must be covered under a high deductible healthcare (HDHP) insurance plan Use pre-tax* dollars to pay for medical-related expenses Annual deposits may not exceed maximum allowed by law* Click here to learn more about HSA requirements and contribution limits
| Earn interest Account is owned by you, not your employer No "use it or lose it" policy |
*Consult your tax advisor
Visit our Identity Theft Security and Education Center pages to learn more about how to protect your accounts from identity theft and fraud!
Header Photo by Alicia Wagner