Checking That Fits Your Life
At State Bank, we believe the best banking starts with understanding you. That’s why our checking accounts are designed to make managing your money effortless—whether you’re paying bills, tracking spending, or preparing for tomorrow.
Choose an account that keeps things simple, flexible, and ready to move with you—wherever life leads.
All accounts include:
• Online & Mobile Banking – Access your money anytime, anywhere
• Bill Pay – Take care of payments quickly and securely
• Mobile Deposit – Snap, send, and deposit checks from home
• eStatements – Stay organized with paperless convenience
• MasterCard® Debit Card – Shop in-store, online or withdraw cash easily from ATM's
Stop by or give us a call—we’ll help you find the checking account that’s the perfect fit for your lifestyle.
Compare Personal Checking Accounts
Product Name | Best For | Min. Balance Requirement | Earns Interest | Monthly Fees | ATM Benefits | Special Features |
|---|---|---|---|---|---|---|
Foresight Classic Checking | Individuals seeking basic checking | No | No | Paper statement fee if not enrolled in eStatements | No | $100 min. Opening Deposit Overdraft Privilege Program eligible |
Foresight Protect | Customers | No | No | Monthly Maintenance fee applies
| ATM refunds* | $100 min. Opening Deposit Overdraft Privilege Program eligible |
Foresight Interest | Customers who maintain higher balances and want interest | $1000 | Yes | Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements | ATM refunds* | $100 min. Opening Deposit Overdraft Privilege Program eligible |
Foresight Health | Customers with health-related spending needs | $100 | Yes | Monthly Maintenance fee if minimum balance requirement is not met.
| No | $100 min. Opening Deposit Health Savings Account must be combined with a High-Deductible Healthcare Plan. |
| Foresight Prestige** | Customers age 50+ who are looking for premium benefits. | $1000 | Yes | Monthly Maintenance fee if minimum balance requirement is not met. | ATM refunds* | $100 min. Opening Deposit Overdraft Privilege Program eligible Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options |
Foresight Prestige Protect** | Customers age 50+ who are looking for premium benefits with added security services. | $1000 | Yes | Monthly Maintenance fee if minimum balance requirement is not met. Monthly Maintenance fee applies | ATM refunds* | $100 min. Opening Deposit Overdraft Privilege Program eligible Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options |
*ATM refunds up to $20 per statement cycle.
**Customer must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify. ATM refunds up to $20 per statement cycle.
1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.
Visit our Identity Theft Security and Education Center pages to learn more about how to protect your accounts from identity theft and fraud!
Digital Banking
Take advantage of the free digital banking options available for all State Bank account holders. Track your hard-earned money 24/7 on your computer or on-the-go on your mobile device with our seamless digital banking experience.
DIGITAL Banking