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Business Checking

Achieve Small Business Goals.

Talk to our team members for a personalized approach to business banking. We offer multiple options for the variety of businesses in our community, including small businesses, agriculture, not-for-profits, municipalities, and educational entities.

Each account features:

  • Online banking
  • Bill Pay
  • Mobile banking
  • E-Statements
  • MasterCard® business debit card
  • Cash Management
Account TypeFeesFeatures
Small Business Checking

$5 monthly service charge if the combined average ledger balance is under $2,500*

200 free transaction items per month ($0.15 charge per additional debit and deposited item)

A simple checking account tailored to small businesses.

$100 minimum deposit to open

Regular Business Checking

$10 monthly service charge*

Per item charges:

  • Checks written/debits: $0.17
  • Transit items deposited: $0.11

Account Analysis: Offset service charges with earnings credit

Have a State Bank Representative Calculate your Savings

Analyzed checking designed for businesses with high transaction volume and cash management needs, including:

  • Corporations
  • Governments
  • Municipalities
  • Large Non-Profits

Earnings credits are provided based on your balance that may offset your fees

$100 minimum deposit to open

Community Partners Checking

$5 monthly service charge if the combined checking and savings balance is below $2,500*

200 free transaction items per month ($0.15 charge for each additional debit or deposited item)

Checking designed for to meet the needs of the following businesses:

  • Non-profits
  • Educational entities
  • Religious organizations
  • Fraternal organizations

Earn tiered interest on your balance

$100 minimum deposit to open

Interest Business Checking

$10 monthly service charge *

Per item fees:

  • Checks written/debit: $0.17
  • Transit items deposited: $0.11 

Account Analysis: Offset service charges with earnings credit

Have a State Bank Representative Calculate your Savings

Checking designed for a variety of businesses

Earn tiered interest on your balance

Earnings credits are provided based on your balance that may offset your fees

$100 minimum deposit to open

*Monthly service charges may be waived for the first three months after account opening.  We personally evaluate your account during this period of time. This gives State Bank a chance to ensure that we place your account in the appropriate product in order to maximize your funds.

Visit our Identity Theft Security and Education Center pages to learn more about how to protect your accounts from identity theft and fraud!