Personal Account Rates

Checking Accounts
Savings Accounts
Certificates of Deposit
Individual Retirement Accounts

Compare Rates for Our Accounts

Rates effective as of 05/24/2021. APY = Annual Percentage Yield

Checking Accounts

Account	Minimum Opening Deposit	Minimum Collected Balance to Earn APY¹	APY²
Basic Checking	$100	Non Interest Bearing	Non Interest Bearing
SB Secure Checking	$100	Non Interest Bearing	Non Interest Bearing
NOW Checking	$100	$1 $10,000 $25,000+	0.025% 0.050% 0.050%
Discover Club Checking	$100	$1,000	0.075%
Health Savings Account (HSA)	$100	$1	0.075%

1. For tiered accounts, the interest rate will be paid using the stated interest rate that corresponds to the applicable tier for the entire balance of account.
2. Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Savings Accounts

Account	Minimum Opening Deposit	Minimum Collected Balance to Earn APY¹	APY²
Regular Savings	$100	$1	0.050%
Youth Super Saver	$10	$1	0.050%
Money Market	$100	$1 $10,000 $50,000 $100,000+	0.050% 0.050% 0.050% 0.100%
VIP Money Market	$25,000	$1 $50,000 $100,000+	0.050% 0.050% 0.100%

Certificates of Deposit (CDs)

Term	Balance¹	APY
24 Month Special	$5,000	0.35%
36 Month Special	$5,000	0.50%
3 Month	$2,500	0.05%
6 Month	$2,500	0.05%
12 Month	$1,000	0.20%
18 Month	$1,000	0.25%
24 Month	$1,000	0.25%
36 Month	$1,000	0.45%
48 Month	$1,000	0.55%
60 Month	$1,000	0.65%

1. Minimum balance required to open and earn Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Individual Retirement Accounts (IRAs)

Term	Balance¹	APY
24 Month Special	$5,000	0.35%
36 Month Special	$5,000	0.50%
12 Month	$250	0.20%
18 Month	$250	0.25%
24 Month	$250	0.25%
36 Month	$250	0.45%
48 Month	$250	0.55%
60 Month	$250	0.65%

1. Minimum balance required to open and earn Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Header Photo by Bob Marcum