Compare Rates for Our Accounts
Rates effective as of 6/12/2025. APY = Annual Percentage Yield
Checking Accounts
| Account | Minimum Opening Deposit | Minimum Collected Balance to Earn APY1 | APY2 |
|---|---|---|---|
$100 | Non Interest Bearing | Non Interest Bearing | |
$100 | $1 | 0.10% | |
$100 | Non Interest Bearing | Non Interest Bearing | |
$100 | $1,000 | 0.08% | |
$100 | $1 $5,000 $15,000 | 0.08% 0.10% 0.10% |
1. For tiered accounts, the interest rate will be paid using the stated interest rate that corresponds to the applicable tier for the entire balance of account.
2. Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.
Savings Accounts
| Account | Minimum Opening Deposit | Minimum Collected Balance to Earn APY1 | APY2 |
|---|---|---|---|
$100 | $1 | 0.05% | |
| SB Money Market | $100 | $1 $10,000 $50,000 $100,000 $250,000 | 0.10% 0.40% 0.65% 0.65% 0.65% |
$10 | $1 | 0.05% |
1. For tiered accounts, the interest rate will be paid using the stated interest rate that corresponds to the applicable tier for the entire balance of account.
2. Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.
Certificates of Deposit (CDs)
| Term | Balance1 | APY |
|---|---|---|
6 Month Special | $5,000 | 4.00% |
12 Month Special | $5,000 | 3.50% |
18 Month Special | $5,000 | 3.50% |
24 Month Special | $5,000 | 3.50% |
48 Month Special | $5,000 | 3.50% |
| 60 Month Special | $5,000 | 3.50% |
3 Month | $2,500 | 0.05% |
6 Month | $2,500 | 0.05% |
12 Month | $1,000 | 0.20% |
18 Month | $1,000 | 0.25% |
24 Month | $1,000 | 0.25% |
36 Month | $1,000 | 0.45% |
48 Month | $1,000 | 0.55% |
60 Month | $1,000 | 0.65% |
1. Minimum balance required to open and earn Annual Percentage Yield (APY) - No New Money . A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Individual Retirement Accounts (IRAs)
| Term | Balance1 | APY |
|---|---|---|
6 Month Special | $5,000 | 4.00% |
12 Month Special | $5,000 | 3.50% |
18 Month Special | $5,000 | 3.50% |
24 Month Special | $5,000 | 3.50% |
48 Month Special | $5,000 | 3.50% |
60 Month Special | $5,000 | 3.50% |
12 Month | $250 | 0.20% |
18 Month | $250 | 0.25% |
24 Month | $250 | 0.25% |
36 Month | $250 | 0.45% |
48 Month | $250 | 0.55% |
60 Month | $250 | 0.65% |
1. Minimum balance required to open and earn Annual Percentage Yield (APY) - No New Money. A penalty may be imposed for early withdrawal. Fees may reduce earnings.