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Account Rates

Compare Rates for Our Accounts

Rates effective as of 07/20/2020. APY = Annual Percentage Yield

Checking Accounts

AccountMinimum Opening DepositBalanceAPY

Basic Checking 

$100

Non Interest Bearing

Non Interest Bearing

SB Secure Checking

$100

Non Interest Bearing

Non Interest Bearing

NOW Checking

$100

$0 - $9,999

$10,000 - $24,999

$25,000+

0.05%

0.10%

0.15%

Discover Club Checking$100

$1,000 minimum
average balance

0.15%

Health Savings Account (HSA)

$100

$1

0.15%

Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Savings Accounts

AccountMinimum Opening DepositBalanceAPY

Regular Savings

$100

Not Tiered

0.10%

Youth Super Saver

$10

Not Tiered

0.10%

Christmas Club

$1

Not Tiered

0.15%

Money Market

$100

$0 - $9,999

$10,000 - $49,999

$50,000 - $99,999

$100,000+

0.10%

0.10%

0.10%

0.20%

VIP Money Market

$25,000

$0 - $49,999

$50,000 - $99,999

$100,000+

0.15%

0.15%

0.20%

Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Certificates of Deposit (CDs)

TermBalance1APY

18 Month Special

$5,000

0.45%

48 Month Special

$5,000

0.85%

3 Month

$2,500

0.10%

6 Month

$2,500

0.15%

12 Month

$1,000

0.20%

18 Month

$1,000

0.25%

24 Month

$1,000

0.35%

36 Month

$1,000

0.50%

48 Month

$1,000

0.70%

60 Month

$1,000

0.95%

1. Minimum balance required to open and earn Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Individual Retirement Accounts (IRAs)

TermBalance1APY

18 Month Special

$5,000

0.45%

48 Month Special

$5,000

0.85%

12 Month

$250

0.20%

18 Month

$250

0.25%

24 Month

$250

0.35%

36 Month

$250

0.50%

48 Month

$250

0.70%

60 Month

$250

0.95%

1. Minimum balance required to open and earn Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.