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Account Rates

Compare Rates for Our Accounts

Rates effective as of 05/24/2021. APY = Annual Percentage Yield

Checking Accounts

AccountMinimum Opening DepositMinimum Collected Balance
to Earn APY1
APY2

Basic Checking 

$100

Non Interest Bearing

Non Interest Bearing

SB Secure Checking

$100

Non Interest Bearing

Non Interest Bearing

NOW Checking

$100

$1

$10,000

$25,000+

0.025%

0.050%

0.050%

Discover Club Checking$100

$1,000

0.075%

Health Savings Account (HSA)

$100

$1

0.075%

1. For tiered accounts, the interest rate listed in each tier will be paid on the entire balance in your account. 
2. Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Savings Accounts

AccountMinimum Opening DepositMinimum Collected Balance
to Earn APY1
APY2

Regular Savings

$100

$1

0.050%

Youth Super Saver

$10

$1

0.050%

Christmas Club

$1

$1

0.150%

Money Market

$100

$1

$10,000

$50,000

$100,000+

0.050%

0.050%

0.050%

0.100%

VIP Money Market

$25,000

$1

$50,000

$100,000+

0.050%

0.050%

0.100%

1. For tiered accounts, the interest rate listed in each tier will be paid on the entire balance in your account. 
2. Annual Percentage Yields (APYs) and rates may change after account is opened. Fees may reduce earnings.

Certificates of Deposit (CDs)

TermBalance1APY

24 Month Special

$5,000

0.35%

36 Month Special$5,0000.50%

3 Month

$2,500

0.05%

6 Month

$2,500

0.05%

12 Month

$1,000

0.20%

18 Month

$1,000

0.25%

24 Month

$1,000

0.25%

36 Month

$1,000

0.45%

48 Month

$1,000

0.55%

60 Month

$1,000

0.65%

1. Minimum balance required to open and earn Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Individual Retirement Accounts (IRAs)

TermBalance1APY

24 Month Special

$5,000

0.35%

36 Month Special$5,0000.50%

12 Month

$250

0.20%

18 Month

$250

0.25%

24 Month

$250

0.25%

36 Month

$250

0.45%

48 Month

$250

0.55%

60 Month

$250

0.65%

1. Minimum balance required to open and earn Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Header Photo by Bob Marcum